Student loans should expand your possibilities, not limit them! Every student’s situation is different, so we created cosigned and non-cosigned loan options to help you get the additional money you need. Ascent gives students more opportunities to qualify for a loan in their own name. We consider several factors including: creditworthiness, school, program, graduation date, major, cost of attendance and other factors. Click here to learn more.

Ascent Student Loan features and benefits:

  • 1% CASH BACK Graduation Reward*
  • NON-COSIGNED option for eligible juniors, seniors and grad students*
  • COSIGNER RELEASE option*
  • AFFORDABLE fixed or variable rates starting at 4.19%*
  • CUSTOMIZE YOUR LOAN PAYMENTS to fit your budget with our flexible repayment terms for 5, 10 or 15 years.
  • COVER UP TO 100% college tuition and living expenses
  • AVOID FEES - No application, origination or disbursement fees. NO PENALTY FEE if you pay off your loan early.
  • DISCOUNT for enrolling in auto payments*
  • 100% US-Based Customer Service
  • FREE Tools: Get set up for long-term success right from the start - Ascent offers you free financial literacy tools as part of the application process
  • Forgiveness & Forbearance: Ascent Student Loans include Active Duty Military Deferment, In-School Deferment, Residency / Internship Deferment and Temporary Hardship Forbearance.
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    *Ascent Student Loans are funded by Richland State Bank (RSB), Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations; and terms and conditions may apply. For Ascent Terms and Conditions please visit: www.AscentStudentLoans.com/Ts&C Rates are effective as of 06/01/2019 and include a 0.25% discount applied when a borrower in repayment elects automatic debit payments via their personal checking account. For Ascent rates and repayment examples please visit: www.AscentStudentLoans.com/Rates
  • 1% Cash Back Graduation Reward subject to terms and conditions. Click here for details.
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